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Civil Service Exam (Subprofessional) Numerical AbilityWord Problems — Speed/Distance/Age, Discount & InterestExam Answer Templates

Word Problems — Speed/Distance/Age, Discount & Interest answer templates for the Civil Service Exam (Subprofessional) 2026. These are the step-by-step approaches that work on Civil Service Commission (CSC)'s most common question formats in the Civil Service Exam (Subprofessional) Numerical Ability subtest. Memorise the structure, practise with real questions, then execute on exam day.

Exam context

Civil Service Commission (CSC) runs the Career Service Examination — Subprofessional Level on Bi-annual — March and August 2026. Its Numerical Ability section sits under a "~25% weightage" weighting, and Word Problems — Speed/Distance/Age, Discount & Interest is the 6th chapter in the 9-chapter Civil Service Exam (Subprofessional) Numerical Ability rotation. The Civil Service Exam (Subprofessional) passing mark is 80%, and the most recent 2026 paper drew about 17 questions from Numerical Ability.

Word Problems — Speed/Distance/Age, Discount & Interest - Exam answer templates

Proper answer writing is crucial for scoring maximum marks in Numerical Ability word problems. These templates show you exactly how to structure your answers for different mark values. Follow the step-by-step approach, use correct formulas, and show all calculations clearly to avoid mark deductions. Remember that word problems require both mathematical accuracy and clear presentation of your solution process.

Templates

A shopkeeper marks an item at ₱2,500 and offers a discount of 15%. Find the selling price.

Marks

2

Topic

Discount

Difficulty

easy

Template Id

T1

Examiner Tip

Always show the discount amount calculation separately before finding selling price

Model Answer

Given: Marked Price = ₱2,500, Discount = 15% Discount Amount = 15% of ₱2,500 = 0.15 × 2,500 = ₱375 Selling Price = Marked Price - Discount Amount = ₱2,500 - ₱375 = ₱2,125

Question Type

short_answer

Answer Structure

  • Line 1: Write given values and identify what to find [0.5 marks]
  • Line 2: Calculate discount amount using percentage [1 mark]
  • Line 3: Calculate selling price and state final answer [0.5 marks]

Scoring Breakdown

Marks

1

Criteria

Correct calculation of discount amount

Marks

1

Criteria

Correct final selling price with proper units

Common Mark Deductions

  • Not showing discount calculation step
  • Incorrect percentage calculation
  • Missing peso sign in answer

Key Phrases To Include

  • Given
  • Discount Amount
  • Selling Price

Find the simple interest on ₱8,000 at 6% per annum for 3 years.

Marks

2

Topic

Simple Interest

Difficulty

easy

Template Id

T2

Examiner Tip

Always write the formula first, then substitute - this shows understanding

Model Answer

Given: Principal (P) = ₱8,000, Rate (R) = 6% per annum, Time (T) = 3 years Using Simple Interest formula: I = PRT/100 I = (8,000 × 6 × 3)/100 = 144,000/100 = ₱1,440

Question Type

short_answer

Answer Structure

  • Line 1: Write given values clearly [0.5 marks]
  • Line 2: State the simple interest formula [0.5 marks]
  • Line 3: Substitute values and calculate [1 mark]

Scoring Breakdown

Marks

1

Criteria

Correct use of simple interest formula

Marks

1

Criteria

Accurate calculation and final answer

Common Mark Deductions

  • Using wrong formula
  • Calculation errors
  • Not converting percentage properly

Key Phrases To Include

  • Simple Interest formula
  • I = PRT/100

A car travels 240 km in 4 hours. What is its speed in km/h?

Marks

1

Topic

Speed, Distance, Time

Difficulty

easy

Template Id

T3

Examiner Tip

For 1-mark questions, write formula and answer in one clean line

Model Answer

Speed = Distance/Time = 240 km ÷ 4 hours = 60 km/h

Question Type

very_short_answer

Answer Structure

  • Single line: Apply speed formula and calculate [1 mark]

Scoring Breakdown

Marks

1

Criteria

Correct application of speed formula with right answer and units

Common Mark Deductions

  • Missing units
  • Wrong formula
  • Calculation error

Key Phrases To Include

  • Speed =
  • Distance/Time
  • km/h

Ram is 3 times as old as his son. If the sum of their ages is 48 years, find their present ages.

Marks

3

Topic

Age Problems

Difficulty

medium

Template Id

T4

Examiner Tip

Always verify your answer by checking if it satisfies the original condition

Model Answer

Let son's present age = x years Then Ram's present age = 3x years Given: Sum of their ages = 48 years So, x + 3x = 48 4x = 48 x = 12 Therefore, Son's age = 12 years, Ram's age = 3 × 12 = 36 years

Question Type

short_answer

Answer Structure

  • Line 1: Define variable for unknown age [0.5 marks]
  • Line 2-3: Set up equation based on given condition [1 mark]
  • Line 4-5: Solve the equation [1 mark]
  • Line 6: State both ages clearly [0.5 marks]

Scoring Breakdown

Marks

1

Criteria

Correct variable assignment and equation setup

Marks

1

Criteria

Accurate solution of linear equation

Marks

1

Criteria

Both ages stated correctly with verification

Common Mark Deductions

  • Not defining variables clearly
  • Setting up wrong equation
  • Not stating both final ages

Key Phrases To Include

  • Let
  • present age
  • years
  • Therefore

A train covers 300 km in 5 hours. On its return journey, it covers the same distance in 6 hours. Find the average speed for the entire journey.

Marks

3

Topic

Speed, Distance, Time

Difficulty

medium

Template Id

T5

Examiner Tip

Remember: average speed is NOT the average of individual speeds - use total distance/total time

Model Answer

Given: Distance each way = 300 km, Time for first journey = 5 hours, Time for return journey = 6 hours Total distance covered = 300 + 300 = 600 km Total time taken = 5 + 6 = 11 hours Average speed = Total distance/Total time = 600/11 = 54.55 km/h (approximately)

Question Type

short_answer

Answer Structure

  • Line 1: Write all given information [0.5 marks]
  • Line 2: Calculate total distance [0.5 marks]
  • Line 3: Calculate total time [0.5 marks]
  • Line 4: Apply average speed formula and calculate [1.5 marks]

Scoring Breakdown

Marks

1

Criteria

Correct calculation of total distance and time

Marks

1

Criteria

Proper use of average speed formula

Marks

1

Criteria

Accurate final calculation with appropriate rounding

Common Mark Deductions

  • Adding speeds instead of using distance/time
  • Not considering return journey
  • Incorrect formula usage

Key Phrases To Include

  • Average speed
  • Total distance
  • Total time
  • km/h

Find the compound interest on ₱5,000 at 8% per annum for 2 years.

Marks

3

Topic

Compound Interest

Difficulty

medium

Template Id

T6

Examiner Tip

Show the exponential calculation step-by-step to avoid errors

Model Answer

Given: Principal (P) = ₱5,000, Rate (R) = 8% per annum, Time (T) = 2 years Using compound interest formula: A = P(1 + R/100)^T A = 5,000(1 + 8/100)² = 5,000(1.08)² = 5,000 × 1.1664 = ₱5,832 Compound Interest = A - P = ₱5,832 - ₱5,000 = ₱832

Question Type

short_answer

Answer Structure

  • Line 1: Write given values [0.5 marks]
  • Line 2: State compound interest formula [0.5 marks]
  • Line 3: Calculate amount [1.5 marks]
  • Line 4: Find compound interest by subtracting principal [0.5 marks]

Scoring Breakdown

Marks

1

Criteria

Correct compound interest formula

Marks

1

Criteria

Accurate calculation of amount

Marks

1

Criteria

Correct final compound interest

Common Mark Deductions

  • Using simple interest formula
  • Calculation errors in exponents
  • Not subtracting principal from amount

Key Phrases To Include

  • Compound interest formula
  • A = P(1 + R/100)^T
  • Amount
  • Compound Interest

A trader sells an article for ₱1,800 after giving a discount of 10%. If he wants to earn a profit of 20% on cost price, what should be the marked price?

Marks

5

Topic

Discount and Profit

Difficulty

hard

Template Id

T7

Examiner Tip

Break complex word problems into clear steps and verify your final answer

Model Answer

Given: Selling Price = ₱1,800, Discount = 10%, Required Profit = 20% Step 1: Find the marked price for current scenario Selling Price = Marked Price - Discount ₱1,800 = MP - 10% of MP = MP - 0.1MP = 0.9MP Marked Price = ₱1,800 ÷ 0.9 = ₱2,000 Step 2: Find cost price from current selling price If no profit/loss: SP = CP + 0 (assuming current SP gives some profit) Actually, let's work backwards: If SP = ₱1,800 with 10% discount, then MP = ₱2,000 Let's assume this ₱1,800 gives some profit. We need to find what MP should be for 20% profit. Step 3: Find cost price For 20% profit: SP should be 1.2 times CP So if we want 20% profit, and SP after 10% discount should achieve this: Let required MP = x SP after discount = 0.9x For 20% profit: 0.9x = 1.2 × CP We need more information about current profit to solve this completely. Alternative approach: If ₱1,800 is the desired SP for 20% profit: CP = ₱1,800 ÷ 1.2 = ₱1,500 For 10% discount to give SP of ₱1,800: Required MP = ₱1,800 ÷ 0.9 = ₱2,000

Question Type

long_answer

Answer Structure

  • Step 1: Identify what is given and what needs to be found [1 mark]
  • Step 2: Find the relationship between SP, discount, and MP [1 mark]
  • Step 3: Calculate cost price using profit percentage [1 mark]
  • Step 4: Calculate required marked price [1 mark]
  • Step 5: Verify the answer [1 mark]

Scoring Breakdown

Marks

1

Criteria

Clear understanding of given information

Marks

1

Criteria

Correct relationship between discount and marked price

Marks

1

Criteria

Proper calculation of cost price

Marks

1

Criteria

Accurate calculation of required marked price

Marks

1

Criteria

Verification and clear final answer

Common Mark Deductions

  • Not showing step-by-step approach
  • Confusing profit and discount calculations
  • Not verifying final answer

Key Phrases To Include

  • Given
  • Step
  • Marked Price
  • Cost Price
  • Profit
  • Discount
  • Therefore

The present age of a father is 42 years and his son is 14 years. After how many years will the father be twice as old as his son?

Marks

3

Topic

Age Problems

Difficulty

medium

Template Id

T8

Examiner Tip

Verify your answer by substituting back: Father will be 56, son will be 28, and 56 = 2 × 28 ✓

Model Answer

Given: Father's present age = 42 years, Son's present age = 14 years Let after x years, father will be twice as old as his son Father's age after x years = 42 + x Son's age after x years = 14 + x According to condition: 42 + x = 2(14 + x) 42 + x = 28 + 2x 42 - 28 = 2x - x 14 = x Therefore, after 14 years, the father will be twice as old as his son.

Question Type

short_answer

Answer Structure

  • Line 1: Write given information [0.5 marks]
  • Line 2-3: Express ages after x years [0.5 marks]
  • Line 4: Set up equation based on condition [1 mark]
  • Line 5-7: Solve the equation [1 mark]

Scoring Breakdown

Marks

1

Criteria

Correct setup of equation with variable

Marks

1

Criteria

Accurate solution of linear equation

Marks

1

Criteria

Clear statement of final answer

Common Mark Deductions

  • Wrong equation setup
  • Algebraic errors
  • Not clearly stating the final answer

Key Phrases To Include

  • Let
  • after x years
  • According to condition
  • Therefore

What principal will amount to ₱8,800 in 3 years at 10% simple interest per annum?

Marks

2

Topic

Simple Interest

Difficulty

medium

Template Id

T9

Examiner Tip

Remember that Amount = Principal + Interest, so derive the combined formula

Model Answer

Given: Amount (A) = ₱8,800, Time (T) = 3 years, Rate (R) = 10% per annum Using A = P + I and I = PRT/100 A = P + PRT/100 = P(1 + RT/100) ₱8,800 = P(1 + 10×3/100) = P(1 + 0.3) = 1.3P P = ₱8,800 ÷ 1.3 = ₱6,769.23 (approximately)

Question Type

short_answer

Answer Structure

  • Line 1: Write given values [0.5 marks]
  • Line 2-3: Use amount formula with simple interest [1 mark]
  • Line 4: Calculate principal [0.5 marks]

Scoring Breakdown

Marks

1

Criteria

Correct use of amount and simple interest relationship

Marks

1

Criteria

Accurate calculation of principal

Common Mark Deductions

  • Using wrong formula
  • Not combining amount and interest formulas properly

Key Phrases To Include

  • Amount
  • Principal
  • Simple interest
  • A = P + I

A cyclist covers 60 km in 4 hours. How much time will he take to cover 105 km at the same speed?

Marks

2

Topic

Speed, Distance, Time

Difficulty

easy

Template Id

T10

Examiner Tip

Find speed first, then use it to calculate the required time

Model Answer

Given: Distance₁ = 60 km, Time₁ = 4 hours, Distance₂ = 105 km Speed = Distance₁/Time₁ = 60/4 = 15 km/h Time₂ = Distance₂/Speed = 105/15 = 7 hours

Question Type

short_answer

Answer Structure

  • Line 1: Write given information [0.5 marks]
  • Line 2: Calculate speed from first journey [0.75 marks]
  • Line 3: Calculate time for second journey [0.75 marks]

Scoring Breakdown

Marks

1

Criteria

Correct calculation of speed

Marks

1

Criteria

Correct application of speed to find time

Common Mark Deductions

  • Not calculating speed first
  • Direct proportion errors

Key Phrases To Include

  • Speed =
  • Distance/Time
  • km/h
  • hours

Find the rate of discount if the marked price is ₱5,000 and selling price is ₱4,250.

Marks

1

Topic

Discount

Difficulty

easy

Template Id

T11

Examiner Tip

Use the formula: Discount% = (Discount Amount/Marked Price) × 100

Model Answer

Discount% = [(MP - SP)/MP] × 100 = [(5,000 - 4,250)/5,000] × 100 = (750/5,000) × 100 = 15%

Question Type

very_short_answer

Answer Structure

  • Single line: Apply discount percentage formula and calculate [1 mark]

Scoring Breakdown

Marks

1

Criteria

Correct discount percentage formula and accurate calculation

Common Mark Deductions

  • Wrong formula
  • Calculation errors
  • Missing percentage sign

Key Phrases To Include

  • Discount%
  • MP - SP
  • %

A sum of money doubles itself in 8 years at simple interest. Find the rate of interest.

Marks

3

Topic

Simple Interest

Difficulty

medium

Template Id

T12

Examiner Tip

When money 'doubles itself', the interest earned equals the principal amount

Model Answer

Given: Amount = 2 × Principal (money doubles), Time = 8 years Let Principal = P, then Amount = 2P Simple Interest = Amount - Principal = 2P - P = P Using I = PRT/100 P = P × R × 8/100 Canceling P from both sides: 1 = R × 8/100 R = 100/8 = 12.5% Therefore, the rate of interest is 12.5% per annum.

Question Type

short_answer

Answer Structure

  • Line 1: Interpret 'doubles itself' condition [0.5 marks]
  • Line 2-3: Calculate simple interest [0.5 marks]
  • Line 4-6: Apply simple interest formula and solve for rate [1.5 marks]
  • Line 7: State final answer [0.5 marks]

Scoring Breakdown

Marks

1

Criteria

Understanding that doubling means A = 2P and I = P

Marks

1

Criteria

Correct application of simple interest formula

Marks

1

Criteria

Accurate calculation of interest rate

Common Mark Deductions

  • Not understanding doubling condition
  • Algebraic manipulation errors

Key Phrases To Include

  • doubles itself
  • Amount = 2P
  • Simple Interest
  • per annum

Two cars start from the same point and travel in opposite directions. Car A travels at 60 km/h and Car B at 80 km/h. After how much time will they be 420 km apart?

Marks

3

Topic

Speed, Distance, Time

Difficulty

medium

Template Id

T13

Examiner Tip

For opposite directions, add the speeds; for same direction, subtract the speeds

Model Answer

Given: Speed of Car A = 60 km/h, Speed of Car B = 80 km/h, Final distance apart = 420 km Since cars travel in opposite directions, relative speed = 60 + 80 = 140 km/h Distance covered by both cars together = 420 km Time = Distance/Relative Speed = 420/140 = 3 hours Therefore, they will be 420 km apart after 3 hours.

Question Type

short_answer

Answer Structure

  • Line 1: Write given information [0.5 marks]
  • Line 2: Calculate relative speed for opposite directions [1 mark]
  • Line 3-4: Apply time formula and calculate [1 mark]
  • Line 5: State final answer [0.5 marks]

Scoring Breakdown

Marks

1

Criteria

Understanding relative speed concept for opposite directions

Marks

1

Criteria

Correct calculation of relative speed

Marks

1

Criteria

Accurate time calculation

Common Mark Deductions

  • Not adding speeds for opposite directions
  • Using individual speeds instead of relative speed

Key Phrases To Include

  • opposite directions
  • relative speed
  • Time =
  • hours

A shopkeeper bought goods worth ₱8,000. He sold 60% of them at 25% profit and the remaining at 15% loss. Find his overall profit or loss percentage.

Marks

5

Topic

Profit and Loss with Discount

Difficulty

hard

Template Id

T14

Examiner Tip

Handle profit and loss parts separately, then combine for overall result

Model Answer

Given: Total Cost Price = ₱8,000, 60% sold at 25% profit, 40% sold at 15% loss Step 1: Calculate cost prices of both parts CP of 60% goods = 60% of ₱8,000 = 0.6 × 8,000 = ₱4,800 CP of 40% goods = 40% of ₱8,000 = 0.4 × 8,000 = ₱3,200 Step 2: Calculate selling prices SP of first part = CP + 25% profit = ₱4,800 + 0.25 × 4,800 = ₱4,800 + ₱1,200 = ₱6,000 SP of second part = CP - 15% loss = ₱3,200 - 0.15 × 3,200 = ₱3,200 - ₱480 = ₱2,720 Step 3: Calculate total selling price and profit/loss Total SP = ₱6,000 + ₱2,720 = ₱8,720 Total CP = ₱8,000 Profit = SP - CP = ₱8,720 - ₱8,000 = ₱720 Step 4: Calculate profit percentage Profit % = (Profit/CP) × 100 = (720/8,000) × 100 = 9% Therefore, the shopkeeper has an overall profit of 9%.

Question Type

long_answer

Answer Structure

  • Step 1: Divide total cost into two parts [1 mark]
  • Step 2: Calculate selling prices for both parts [2 marks]
  • Step 3: Find total selling price and profit [1 mark]
  • Step 4: Calculate overall profit percentage [1 mark]

Scoring Breakdown

Marks

1

Criteria

Correct division of cost price

Marks

2

Criteria

Accurate calculation of both selling prices

Marks

1

Criteria

Correct total profit calculation

Marks

1

Criteria

Accurate overall profit percentage

Common Mark Deductions

  • Not calculating parts separately
  • Mixing up profit and loss calculations
  • Incorrect percentage calculations

Key Phrases To Include

  • Cost Price
  • Selling Price
  • Profit
  • Loss
  • Overall
  • Therefore

At what rate percent per annum will ₱2,000 amount to ₱2,420 in 3 years at simple interest?

Marks

2

Topic

Simple Interest

Difficulty

easy

Template Id

T15

Examiner Tip

Always find the interest amount first, then use the formula to find the unknown

Model Answer

Given: Principal = ₱2,000, Amount = ₱2,420, Time = 3 years Simple Interest = Amount - Principal = ₱2,420 - ₱2,000 = ₱420 Using I = PRT/100: 420 = (2,000 × R × 3)/100 420 = 6,000R/100 = 60R R = 420/60 = 7% Therefore, the rate is 7% per annum.

Question Type

short_answer

Answer Structure

  • Line 1: Write given values and find simple interest [0.5 marks]
  • Line 2-4: Apply simple interest formula and solve for rate [1.5 marks]

Scoring Breakdown

Marks

1

Criteria

Correct calculation of simple interest from amount

Marks

1

Criteria

Accurate solution for interest rate

Common Mark Deductions

  • Not finding interest first
  • Algebraic errors in solving for R

Key Phrases To Include

  • Simple Interest
  • I = PRT/100
  • per annum
  • %

Mark Wise Strategy

Dos

  • State formula clearly
  • Show key calculation step
  • Include proper units
  • Write concisely

Donts

  • Over-explain simple concepts
  • Skip the formula
  • Forget units in answer
  • Make calculation errors

Marks

1

Strategy

Direct formula application with minimal working. Write formula, substitute, and calculate in one smooth flow.

Expected Length

1-2 lines

Time Allocation

1-2 minutes

Dos

  • List given information
  • State relevant formula
  • Show calculation steps
  • Verify answer makes sense

Donts

  • Rush through calculations
  • Skip intermediate steps
  • Mix up different formulas
  • Forget to double-check

Marks

2

Strategy

Show given values, apply formula, calculate step by step, and state final answer clearly.

Expected Length

3-4 lines

Time Allocation

3-4 minutes

Dos

  • Define variables clearly
  • Set up equations properly
  • Solve step by step
  • State conclusion clearly
  • Check answer

Donts

  • Jump steps in algebra
  • Use unclear variable names
  • Make substitution errors
  • Leave answer unverified

Marks

3

Strategy

Systematic approach with clear steps: identify given, set up equations, solve methodically, and conclude.

Expected Length

5-7 lines

Time Allocation

5-7 minutes

Dos

  • Number steps clearly
  • Show all calculations
  • Verify each step
  • Link steps logically
  • Double-check final answer

Donts

  • Skip explanation steps
  • Make careless errors
  • Rush the solution
  • Forget to verify
  • Use unclear presentation

Marks

5

Strategy

Break into logical steps, show all working, verify intermediate results, and present comprehensive solution.

Expected Length

10-15 lines

Time Allocation

8-12 minutes

General Answer Writing Tips

  • Always identify what is given and what needs to be found before starting calculations
  • Write down the correct formula first, then substitute values
  • Show all calculation steps clearly - examiners award marks for process
  • Use proper units throughout your solution and in the final answer
  • Double-check your answer by substituting back into the original problem
  • For discount problems, clearly distinguish between discount amount and selling price
  • In interest problems, convert time periods to years if the rate is annual
  • For speed problems, ensure consistent units (convert if necessary before calculating)
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