Civil Service Exam (Subprofessional) Numerical Ability — Word Problems — Speed/Distance/Age, Discount & InterestExam Answer Templates
Word Problems — Speed/Distance/Age, Discount & Interest answer templates for the Civil Service Exam (Subprofessional) 2026. These are the step-by-step approaches that work on Civil Service Commission (CSC)'s most common question formats in the Civil Service Exam (Subprofessional) Numerical Ability subtest. Memorise the structure, practise with real questions, then execute on exam day.
Exam context
Civil Service Commission (CSC) runs the Career Service Examination — Subprofessional Level on Bi-annual — March and August 2026. Its Numerical Ability section sits under a "~25% weightage" weighting, and Word Problems — Speed/Distance/Age, Discount & Interest is the 6th chapter in the 9-chapter Civil Service Exam (Subprofessional) Numerical Ability rotation. The Civil Service Exam (Subprofessional) passing mark is 80%, and the most recent 2026 paper drew about 17 questions from Numerical Ability.
Word Problems — Speed/Distance/Age, Discount & Interest - Exam answer templates
Proper answer writing is crucial for scoring maximum marks in Numerical Ability word problems. These templates show you exactly how to structure your answers for different mark values. Follow the step-by-step approach, use correct formulas, and show all calculations clearly to avoid mark deductions. Remember that word problems require both mathematical accuracy and clear presentation of your solution process.
Templates
A shopkeeper marks an item at ₱2,500 and offers a discount of 15%. Find the selling price.
Marks
2
Topic
Discount
Difficulty
easy
Template Id
T1
Examiner Tip
Always show the discount amount calculation separately before finding selling price
Model Answer
Given: Marked Price = ₱2,500, Discount = 15% Discount Amount = 15% of ₱2,500 = 0.15 × 2,500 = ₱375 Selling Price = Marked Price - Discount Amount = ₱2,500 - ₱375 = ₱2,125
Question Type
short_answer
Answer Structure
- Line 1: Write given values and identify what to find [0.5 marks]
- Line 2: Calculate discount amount using percentage [1 mark]
- Line 3: Calculate selling price and state final answer [0.5 marks]
Scoring Breakdown
Marks
1
Criteria
Correct calculation of discount amount
Marks
1
Criteria
Correct final selling price with proper units
Common Mark Deductions
- Not showing discount calculation step
- Incorrect percentage calculation
- Missing peso sign in answer
Key Phrases To Include
- Given
- Discount Amount
- Selling Price
- ₱
Find the simple interest on ₱8,000 at 6% per annum for 3 years.
Marks
2
Topic
Simple Interest
Difficulty
easy
Template Id
T2
Examiner Tip
Always write the formula first, then substitute - this shows understanding
Model Answer
Given: Principal (P) = ₱8,000, Rate (R) = 6% per annum, Time (T) = 3 years Using Simple Interest formula: I = PRT/100 I = (8,000 × 6 × 3)/100 = 144,000/100 = ₱1,440
Question Type
short_answer
Answer Structure
- Line 1: Write given values clearly [0.5 marks]
- Line 2: State the simple interest formula [0.5 marks]
- Line 3: Substitute values and calculate [1 mark]
Scoring Breakdown
Marks
1
Criteria
Correct use of simple interest formula
Marks
1
Criteria
Accurate calculation and final answer
Common Mark Deductions
- Using wrong formula
- Calculation errors
- Not converting percentage properly
Key Phrases To Include
- Simple Interest formula
- I = PRT/100
- ₱
A car travels 240 km in 4 hours. What is its speed in km/h?
Marks
1
Topic
Speed, Distance, Time
Difficulty
easy
Template Id
T3
Examiner Tip
For 1-mark questions, write formula and answer in one clean line
Model Answer
Speed = Distance/Time = 240 km ÷ 4 hours = 60 km/h
Question Type
very_short_answer
Answer Structure
- Single line: Apply speed formula and calculate [1 mark]
Scoring Breakdown
Marks
1
Criteria
Correct application of speed formula with right answer and units
Common Mark Deductions
- Missing units
- Wrong formula
- Calculation error
Key Phrases To Include
- Speed =
- Distance/Time
- km/h
Ram is 3 times as old as his son. If the sum of their ages is 48 years, find their present ages.
Marks
3
Topic
Age Problems
Difficulty
medium
Template Id
T4
Examiner Tip
Always verify your answer by checking if it satisfies the original condition
Model Answer
Let son's present age = x years Then Ram's present age = 3x years Given: Sum of their ages = 48 years So, x + 3x = 48 4x = 48 x = 12 Therefore, Son's age = 12 years, Ram's age = 3 × 12 = 36 years
Question Type
short_answer
Answer Structure
- Line 1: Define variable for unknown age [0.5 marks]
- Line 2-3: Set up equation based on given condition [1 mark]
- Line 4-5: Solve the equation [1 mark]
- Line 6: State both ages clearly [0.5 marks]
Scoring Breakdown
Marks
1
Criteria
Correct variable assignment and equation setup
Marks
1
Criteria
Accurate solution of linear equation
Marks
1
Criteria
Both ages stated correctly with verification
Common Mark Deductions
- Not defining variables clearly
- Setting up wrong equation
- Not stating both final ages
Key Phrases To Include
- Let
- present age
- years
- Therefore
A train covers 300 km in 5 hours. On its return journey, it covers the same distance in 6 hours. Find the average speed for the entire journey.
Marks
3
Topic
Speed, Distance, Time
Difficulty
medium
Template Id
T5
Examiner Tip
Remember: average speed is NOT the average of individual speeds - use total distance/total time
Model Answer
Given: Distance each way = 300 km, Time for first journey = 5 hours, Time for return journey = 6 hours Total distance covered = 300 + 300 = 600 km Total time taken = 5 + 6 = 11 hours Average speed = Total distance/Total time = 600/11 = 54.55 km/h (approximately)
Question Type
short_answer
Answer Structure
- Line 1: Write all given information [0.5 marks]
- Line 2: Calculate total distance [0.5 marks]
- Line 3: Calculate total time [0.5 marks]
- Line 4: Apply average speed formula and calculate [1.5 marks]
Scoring Breakdown
Marks
1
Criteria
Correct calculation of total distance and time
Marks
1
Criteria
Proper use of average speed formula
Marks
1
Criteria
Accurate final calculation with appropriate rounding
Common Mark Deductions
- Adding speeds instead of using distance/time
- Not considering return journey
- Incorrect formula usage
Key Phrases To Include
- Average speed
- Total distance
- Total time
- km/h
Find the compound interest on ₱5,000 at 8% per annum for 2 years.
Marks
3
Topic
Compound Interest
Difficulty
medium
Template Id
T6
Examiner Tip
Show the exponential calculation step-by-step to avoid errors
Model Answer
Given: Principal (P) = ₱5,000, Rate (R) = 8% per annum, Time (T) = 2 years Using compound interest formula: A = P(1 + R/100)^T A = 5,000(1 + 8/100)² = 5,000(1.08)² = 5,000 × 1.1664 = ₱5,832 Compound Interest = A - P = ₱5,832 - ₱5,000 = ₱832
Question Type
short_answer
Answer Structure
- Line 1: Write given values [0.5 marks]
- Line 2: State compound interest formula [0.5 marks]
- Line 3: Calculate amount [1.5 marks]
- Line 4: Find compound interest by subtracting principal [0.5 marks]
Scoring Breakdown
Marks
1
Criteria
Correct compound interest formula
Marks
1
Criteria
Accurate calculation of amount
Marks
1
Criteria
Correct final compound interest
Common Mark Deductions
- Using simple interest formula
- Calculation errors in exponents
- Not subtracting principal from amount
Key Phrases To Include
- Compound interest formula
- A = P(1 + R/100)^T
- Amount
- Compound Interest
A trader sells an article for ₱1,800 after giving a discount of 10%. If he wants to earn a profit of 20% on cost price, what should be the marked price?
Marks
5
Topic
Discount and Profit
Difficulty
hard
Template Id
T7
Examiner Tip
Break complex word problems into clear steps and verify your final answer
Model Answer
Given: Selling Price = ₱1,800, Discount = 10%, Required Profit = 20% Step 1: Find the marked price for current scenario Selling Price = Marked Price - Discount ₱1,800 = MP - 10% of MP = MP - 0.1MP = 0.9MP Marked Price = ₱1,800 ÷ 0.9 = ₱2,000 Step 2: Find cost price from current selling price If no profit/loss: SP = CP + 0 (assuming current SP gives some profit) Actually, let's work backwards: If SP = ₱1,800 with 10% discount, then MP = ₱2,000 Let's assume this ₱1,800 gives some profit. We need to find what MP should be for 20% profit. Step 3: Find cost price For 20% profit: SP should be 1.2 times CP So if we want 20% profit, and SP after 10% discount should achieve this: Let required MP = x SP after discount = 0.9x For 20% profit: 0.9x = 1.2 × CP We need more information about current profit to solve this completely. Alternative approach: If ₱1,800 is the desired SP for 20% profit: CP = ₱1,800 ÷ 1.2 = ₱1,500 For 10% discount to give SP of ₱1,800: Required MP = ₱1,800 ÷ 0.9 = ₱2,000
Question Type
long_answer
Answer Structure
- Step 1: Identify what is given and what needs to be found [1 mark]
- Step 2: Find the relationship between SP, discount, and MP [1 mark]
- Step 3: Calculate cost price using profit percentage [1 mark]
- Step 4: Calculate required marked price [1 mark]
- Step 5: Verify the answer [1 mark]
Scoring Breakdown
Marks
1
Criteria
Clear understanding of given information
Marks
1
Criteria
Correct relationship between discount and marked price
Marks
1
Criteria
Proper calculation of cost price
Marks
1
Criteria
Accurate calculation of required marked price
Marks
1
Criteria
Verification and clear final answer
Common Mark Deductions
- Not showing step-by-step approach
- Confusing profit and discount calculations
- Not verifying final answer
Key Phrases To Include
- Given
- Step
- Marked Price
- Cost Price
- Profit
- Discount
- Therefore
The present age of a father is 42 years and his son is 14 years. After how many years will the father be twice as old as his son?
Marks
3
Topic
Age Problems
Difficulty
medium
Template Id
T8
Examiner Tip
Verify your answer by substituting back: Father will be 56, son will be 28, and 56 = 2 × 28 ✓
Model Answer
Given: Father's present age = 42 years, Son's present age = 14 years Let after x years, father will be twice as old as his son Father's age after x years = 42 + x Son's age after x years = 14 + x According to condition: 42 + x = 2(14 + x) 42 + x = 28 + 2x 42 - 28 = 2x - x 14 = x Therefore, after 14 years, the father will be twice as old as his son.
Question Type
short_answer
Answer Structure
- Line 1: Write given information [0.5 marks]
- Line 2-3: Express ages after x years [0.5 marks]
- Line 4: Set up equation based on condition [1 mark]
- Line 5-7: Solve the equation [1 mark]
Scoring Breakdown
Marks
1
Criteria
Correct setup of equation with variable
Marks
1
Criteria
Accurate solution of linear equation
Marks
1
Criteria
Clear statement of final answer
Common Mark Deductions
- Wrong equation setup
- Algebraic errors
- Not clearly stating the final answer
Key Phrases To Include
- Let
- after x years
- According to condition
- Therefore
What principal will amount to ₱8,800 in 3 years at 10% simple interest per annum?
Marks
2
Topic
Simple Interest
Difficulty
medium
Template Id
T9
Examiner Tip
Remember that Amount = Principal + Interest, so derive the combined formula
Model Answer
Given: Amount (A) = ₱8,800, Time (T) = 3 years, Rate (R) = 10% per annum Using A = P + I and I = PRT/100 A = P + PRT/100 = P(1 + RT/100) ₱8,800 = P(1 + 10×3/100) = P(1 + 0.3) = 1.3P P = ₱8,800 ÷ 1.3 = ₱6,769.23 (approximately)
Question Type
short_answer
Answer Structure
- Line 1: Write given values [0.5 marks]
- Line 2-3: Use amount formula with simple interest [1 mark]
- Line 4: Calculate principal [0.5 marks]
Scoring Breakdown
Marks
1
Criteria
Correct use of amount and simple interest relationship
Marks
1
Criteria
Accurate calculation of principal
Common Mark Deductions
- Using wrong formula
- Not combining amount and interest formulas properly
Key Phrases To Include
- Amount
- Principal
- Simple interest
- A = P + I
A cyclist covers 60 km in 4 hours. How much time will he take to cover 105 km at the same speed?
Marks
2
Topic
Speed, Distance, Time
Difficulty
easy
Template Id
T10
Examiner Tip
Find speed first, then use it to calculate the required time
Model Answer
Given: Distance₁ = 60 km, Time₁ = 4 hours, Distance₂ = 105 km Speed = Distance₁/Time₁ = 60/4 = 15 km/h Time₂ = Distance₂/Speed = 105/15 = 7 hours
Question Type
short_answer
Answer Structure
- Line 1: Write given information [0.5 marks]
- Line 2: Calculate speed from first journey [0.75 marks]
- Line 3: Calculate time for second journey [0.75 marks]
Scoring Breakdown
Marks
1
Criteria
Correct calculation of speed
Marks
1
Criteria
Correct application of speed to find time
Common Mark Deductions
- Not calculating speed first
- Direct proportion errors
Key Phrases To Include
- Speed =
- Distance/Time
- km/h
- hours
Find the rate of discount if the marked price is ₱5,000 and selling price is ₱4,250.
Marks
1
Topic
Discount
Difficulty
easy
Template Id
T11
Examiner Tip
Use the formula: Discount% = (Discount Amount/Marked Price) × 100
Model Answer
Discount% = [(MP - SP)/MP] × 100 = [(5,000 - 4,250)/5,000] × 100 = (750/5,000) × 100 = 15%
Question Type
very_short_answer
Answer Structure
- Single line: Apply discount percentage formula and calculate [1 mark]
Scoring Breakdown
Marks
1
Criteria
Correct discount percentage formula and accurate calculation
Common Mark Deductions
- Wrong formula
- Calculation errors
- Missing percentage sign
Key Phrases To Include
- Discount%
- MP - SP
- %
A sum of money doubles itself in 8 years at simple interest. Find the rate of interest.
Marks
3
Topic
Simple Interest
Difficulty
medium
Template Id
T12
Examiner Tip
When money 'doubles itself', the interest earned equals the principal amount
Model Answer
Given: Amount = 2 × Principal (money doubles), Time = 8 years Let Principal = P, then Amount = 2P Simple Interest = Amount - Principal = 2P - P = P Using I = PRT/100 P = P × R × 8/100 Canceling P from both sides: 1 = R × 8/100 R = 100/8 = 12.5% Therefore, the rate of interest is 12.5% per annum.
Question Type
short_answer
Answer Structure
- Line 1: Interpret 'doubles itself' condition [0.5 marks]
- Line 2-3: Calculate simple interest [0.5 marks]
- Line 4-6: Apply simple interest formula and solve for rate [1.5 marks]
- Line 7: State final answer [0.5 marks]
Scoring Breakdown
Marks
1
Criteria
Understanding that doubling means A = 2P and I = P
Marks
1
Criteria
Correct application of simple interest formula
Marks
1
Criteria
Accurate calculation of interest rate
Common Mark Deductions
- Not understanding doubling condition
- Algebraic manipulation errors
Key Phrases To Include
- doubles itself
- Amount = 2P
- Simple Interest
- per annum
Two cars start from the same point and travel in opposite directions. Car A travels at 60 km/h and Car B at 80 km/h. After how much time will they be 420 km apart?
Marks
3
Topic
Speed, Distance, Time
Difficulty
medium
Template Id
T13
Examiner Tip
For opposite directions, add the speeds; for same direction, subtract the speeds
Model Answer
Given: Speed of Car A = 60 km/h, Speed of Car B = 80 km/h, Final distance apart = 420 km Since cars travel in opposite directions, relative speed = 60 + 80 = 140 km/h Distance covered by both cars together = 420 km Time = Distance/Relative Speed = 420/140 = 3 hours Therefore, they will be 420 km apart after 3 hours.
Question Type
short_answer
Answer Structure
- Line 1: Write given information [0.5 marks]
- Line 2: Calculate relative speed for opposite directions [1 mark]
- Line 3-4: Apply time formula and calculate [1 mark]
- Line 5: State final answer [0.5 marks]
Scoring Breakdown
Marks
1
Criteria
Understanding relative speed concept for opposite directions
Marks
1
Criteria
Correct calculation of relative speed
Marks
1
Criteria
Accurate time calculation
Common Mark Deductions
- Not adding speeds for opposite directions
- Using individual speeds instead of relative speed
Key Phrases To Include
- opposite directions
- relative speed
- Time =
- hours
A shopkeeper bought goods worth ₱8,000. He sold 60% of them at 25% profit and the remaining at 15% loss. Find his overall profit or loss percentage.
Marks
5
Topic
Profit and Loss with Discount
Difficulty
hard
Template Id
T14
Examiner Tip
Handle profit and loss parts separately, then combine for overall result
Model Answer
Given: Total Cost Price = ₱8,000, 60% sold at 25% profit, 40% sold at 15% loss Step 1: Calculate cost prices of both parts CP of 60% goods = 60% of ₱8,000 = 0.6 × 8,000 = ₱4,800 CP of 40% goods = 40% of ₱8,000 = 0.4 × 8,000 = ₱3,200 Step 2: Calculate selling prices SP of first part = CP + 25% profit = ₱4,800 + 0.25 × 4,800 = ₱4,800 + ₱1,200 = ₱6,000 SP of second part = CP - 15% loss = ₱3,200 - 0.15 × 3,200 = ₱3,200 - ₱480 = ₱2,720 Step 3: Calculate total selling price and profit/loss Total SP = ₱6,000 + ₱2,720 = ₱8,720 Total CP = ₱8,000 Profit = SP - CP = ₱8,720 - ₱8,000 = ₱720 Step 4: Calculate profit percentage Profit % = (Profit/CP) × 100 = (720/8,000) × 100 = 9% Therefore, the shopkeeper has an overall profit of 9%.
Question Type
long_answer
Answer Structure
- Step 1: Divide total cost into two parts [1 mark]
- Step 2: Calculate selling prices for both parts [2 marks]
- Step 3: Find total selling price and profit [1 mark]
- Step 4: Calculate overall profit percentage [1 mark]
Scoring Breakdown
Marks
1
Criteria
Correct division of cost price
Marks
2
Criteria
Accurate calculation of both selling prices
Marks
1
Criteria
Correct total profit calculation
Marks
1
Criteria
Accurate overall profit percentage
Common Mark Deductions
- Not calculating parts separately
- Mixing up profit and loss calculations
- Incorrect percentage calculations
Key Phrases To Include
- Cost Price
- Selling Price
- Profit
- Loss
- Overall
- Therefore
At what rate percent per annum will ₱2,000 amount to ₱2,420 in 3 years at simple interest?
Marks
2
Topic
Simple Interest
Difficulty
easy
Template Id
T15
Examiner Tip
Always find the interest amount first, then use the formula to find the unknown
Model Answer
Given: Principal = ₱2,000, Amount = ₱2,420, Time = 3 years Simple Interest = Amount - Principal = ₱2,420 - ₱2,000 = ₱420 Using I = PRT/100: 420 = (2,000 × R × 3)/100 420 = 6,000R/100 = 60R R = 420/60 = 7% Therefore, the rate is 7% per annum.
Question Type
short_answer
Answer Structure
- Line 1: Write given values and find simple interest [0.5 marks]
- Line 2-4: Apply simple interest formula and solve for rate [1.5 marks]
Scoring Breakdown
Marks
1
Criteria
Correct calculation of simple interest from amount
Marks
1
Criteria
Accurate solution for interest rate
Common Mark Deductions
- Not finding interest first
- Algebraic errors in solving for R
Key Phrases To Include
- Simple Interest
- I = PRT/100
- per annum
- %
Mark Wise Strategy
Dos
- State formula clearly
- Show key calculation step
- Include proper units
- Write concisely
Donts
- Over-explain simple concepts
- Skip the formula
- Forget units in answer
- Make calculation errors
Marks
1
Strategy
Direct formula application with minimal working. Write formula, substitute, and calculate in one smooth flow.
Expected Length
1-2 lines
Time Allocation
1-2 minutes
Dos
- List given information
- State relevant formula
- Show calculation steps
- Verify answer makes sense
Donts
- Rush through calculations
- Skip intermediate steps
- Mix up different formulas
- Forget to double-check
Marks
2
Strategy
Show given values, apply formula, calculate step by step, and state final answer clearly.
Expected Length
3-4 lines
Time Allocation
3-4 minutes
Dos
- Define variables clearly
- Set up equations properly
- Solve step by step
- State conclusion clearly
- Check answer
Donts
- Jump steps in algebra
- Use unclear variable names
- Make substitution errors
- Leave answer unverified
Marks
3
Strategy
Systematic approach with clear steps: identify given, set up equations, solve methodically, and conclude.
Expected Length
5-7 lines
Time Allocation
5-7 minutes
Dos
- Number steps clearly
- Show all calculations
- Verify each step
- Link steps logically
- Double-check final answer
Donts
- Skip explanation steps
- Make careless errors
- Rush the solution
- Forget to verify
- Use unclear presentation
Marks
5
Strategy
Break into logical steps, show all working, verify intermediate results, and present comprehensive solution.
Expected Length
10-15 lines
Time Allocation
8-12 minutes
General Answer Writing Tips
- Always identify what is given and what needs to be found before starting calculations
- Write down the correct formula first, then substitute values
- Show all calculation steps clearly - examiners award marks for process
- Use proper units throughout your solution and in the final answer
- Double-check your answer by substituting back into the original problem
- For discount problems, clearly distinguish between discount amount and selling price
- In interest problems, convert time periods to years if the rate is annual
- For speed problems, ensure consistent units (convert if necessary before calculating)
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