Skip to main content
Cheat SheetUPCAT · Mathematics

UPCAT Mathematics — Algebra — Sets, Exponents, Radicals, Polynomials & EquationsCheat Sheet

Key terms, formulas and quick tips for Algebra — Sets, Exponents, Radicals, Polynomials & Equations, chapter 3 of 9 in UPCAT Mathematics.

Super Tutor's reviews for ACET, DLSU DCAT, USTET, PUPCET, FEU-CAT, CEU Entrance Exam, MSU-SASE, DOST-SEI, PMAEE and PNPACAT use these same chapters, so they live here in the UPCAT section.

Algebra — Sets, Exponents, Radicals, Polynomials & Equations - Cheat sheet

Your last-minute revision companion for mastering algebra fundamentals. Every formula, rule, and concept you need for UPCAT success.

Set Theory Fundamentals

Formulas

|A ∪ B| = |A| + |B| - |A ∩ B|

Meaning

|A| = cardinality of set A, |B| = cardinality of set B, |A ∩ B| = cardinality of intersection

Watch out

Don't forget to subtract intersection to avoid double counting

When to use

Finding number of elements in union of two sets

|A'| = |U| - |A|

Meaning

|A'| = cardinality of complement of A, |U| = cardinality of universal set

Watch out

Make sure you know what the universal set U contains

When to use

Finding elements NOT in set A

Important facts

  • Empty set ∅ is subset of every set
  • A ∪ A' = U (universal set)
  • A ∩ A' = ∅ (empty set)
  • Number of subsets of set with n elements = 2ⁿ
  • Venn diagrams help visualize set operations

Key definitions

Set

Example

A = {1, 2, 3, 4}

Well-defined collection of distinct objects

Subset

Example

{1, 2} ⊆ {1, 2, 3}

Set A is subset of B if every element of A is in B (A ⊆ B)

Universal Set

Example

For integers: U = Z

Set containing all elements under consideration

Complement

Example

If U = {1,2,3,4} and A = {1,2}, then A' = {3,4}

Elements in universal set but not in given set (A')

Diagrams to know

  • Venn diagrams for 2 and 3 sets
  • Set notation symbols
  • Universal set representation

Reactions or equations

A ∪ B = B ∪ A (Commutative)

Note

Order doesn't matter in union

Conditions

For any sets A and B

A ∩ (B ∪ C) = (A ∩ B) ∪ (A ∩ C)

Note

Intersection distributes over union

Conditions

Distributive law

Laws of Exponents

Formulas

aᵐ × aⁿ = aᵐ⁺ⁿ

Meaning

a = base, m and n = exponents

Watch out

Bases must be identical - can't use with different bases

When to use

Multiplying powers with same base

aᵐ ÷ aⁿ = aᵐ⁻ⁿ

Meaning

a ≠ 0, m and n = exponents

Watch out

Subtract exponents, don't divide them

When to use

Dividing powers with same base

(aᵐ)ⁿ = aᵐⁿ

Meaning

a = base, m and n = exponents

Watch out

Multiply exponents, don't add them

When to use

Taking power of a power

a⁻ⁿ = 1/aⁿ

Meaning

a ≠ 0, n = positive integer

Watch out

Negative exponent creates reciprocal, not negative number

When to use

Converting negative exponents

a⁰ = 1

Meaning

a ≠ 0

Watch out

0⁰ is undefined

When to use

Any non-zero number to power zero

Common values

Value

1,024

Symbol

2¹⁰

Quantity

2¹⁰

Value

1,000

Symbol

10³

Quantity

10³

Important facts

  • Product rule: add exponents when multiplying same bases
  • Quotient rule: subtract exponents when dividing same bases
  • Power rule: multiply exponents when raising power to power
  • Negative exponents create reciprocals
  • Zero exponent always equals 1 (except 0⁰)

Key definitions

Base

Example

In 5³, base is 5

Number being multiplied by itself

Exponent

Example

In 5³, exponent is 3

Number indicating how many times base is used as factor

Scientific Notation

Example

3,000 = 3 × 10³

Number written as a × 10ⁿ where 1 ≤ a < 10

Diagrams to know

  • Exponent notation breakdown
  • Scientific notation place value chart

Reactions or equations

(ab)ⁿ = aⁿbⁿ

Note

Power of product equals product of powers

Conditions

For any real numbers a, b and integer n

(a/b)ⁿ = aⁿ/bⁿ

Note

Power of quotient equals quotient of powers

Conditions

b ≠ 0

Radicals and Roots

Formulas

√(ab) = √a × √b

Meaning

a ≥ 0, b ≥ 0 for square roots

Watch out

Only works for multiplication, NOT addition: √(a+b) ≠ √a + √b

When to use

Simplifying radical products

√(a/b) = √a / √b

Meaning

a ≥ 0, b > 0 for square roots

Watch out

Denominator cannot be zero

When to use

Simplifying radical quotients

ⁿ√aᵐ = a^(m/n)

Meaning

n = index of root, m = exponent of radicand

Watch out

Fractional exponent: numerator is power, denominator is root

When to use

Converting between radical and exponential form

(√a)² = a

Meaning

a ≥ 0

Watch out

Result is always non-negative

When to use

Squaring a square root

Common values

Value

≈ 1.414

Symbol

√2

Quantity

√2

Value

≈ 1.732

Symbol

√3

Quantity

√3

Value

≈ 2.236

Symbol

√5

Quantity

√5

Important facts

  • √a² = |a| (absolute value for even roots)
  • Cube roots can be negative: ³√(-8) = -2
  • Perfect squares: 1, 4, 9, 16, 25, 36, 49, 64, 81, 100
  • Perfect cubes: 1, 8, 27, 64, 125
  • Cannot take even root of negative number in real numbers

Key definitions

Radical

Example

√25 = 5

Expression containing root symbol (√)

Radicand

Example

In √16, radicand is 16

Number under the radical sign

Index

Example

In ³√8, index is 3

Number indicating which root to take

Rationalize

Example

1/√2 = √2/2

Eliminate radicals from denominator

Diagrams to know

  • Radical notation parts (index, radicand, radical sign)
  • Perfect square and cube charts

Reactions or equations

√a × √a = a

Note

Square root times itself equals the radicand

Conditions

a ≥ 0

ⁿ√a^n = a if n is odd, |a| if n is even

Note

Even roots always give non-negative results

Conditions

For real numbers

Polynomial Operations

Formulas

(a + b)² = a² + 2ab + b²

Meaning

a, b = any real numbers or expressions

Watch out

Don't forget the middle term 2ab

When to use

Squaring a binomial sum

(a - b)² = a² - 2ab + b²

Meaning

a, b = any real numbers or expressions

Watch out

Middle term is negative: -2ab

When to use

Squaring a binomial difference

(a + b)(a - b) = a² - b²

Meaning

a, b = any real numbers or expressions

Watch out

Results in difference of squares only

When to use

Multiplying sum and difference of same terms

a³ + b³ = (a + b)(a² - ab + b²)

Meaning

Sum of cubes factorization

Watch out

Second factor has minus sign in middle

When to use

Factoring sum of perfect cubes

a³ - b³ = (a - b)(a² + ab + b²)

Meaning

Difference of cubes factorization

Watch out

Second factor has plus sign in middle

When to use

Factoring difference of perfect cubes

Important facts

  • Add/subtract polynomials by combining like terms
  • Multiply polynomials by distributing each term
  • FOIL method: First, Outer, Inner, Last for binomials
  • Degree of product = sum of degrees
  • Always arrange in descending order of powers

Key definitions

Polynomial

Example

3x² + 2x - 5

Expression with variables and coefficients using addition, subtraction, multiplication

Degree

Example

Degree of 4x³ + 2x - 1 is 3

Highest power of variable in polynomial

Leading Coefficient

Example

In 5x³ + 2x² + 1, leading coefficient is 5

Coefficient of term with highest degree

Like Terms

Example

3x² and -7x² are like terms

Terms with same variables and same exponents

Diagrams to know

  • FOIL method diagram
  • Polynomial addition/subtraction alignment
  • Factoring tree diagrams

Reactions or equations

(ax + b)(cx + d) = acx² + (ad + bc)x + bd

Note

Use FOIL: First, Outer, Inner, Last

Conditions

General form of binomial multiplication

Quadratic Equations

Formulas

x = (-b ± √(b² - 4ac)) / (2a)

Meaning

For ax² + bx + c = 0, where a ≠ 0

Watch out

Check discriminant b² - 4ac for number of real solutions

When to use

Solving any quadratic equation

x² = k → x = ±√k

Meaning

k ≥ 0 for real solutions

Watch out

Don't forget the ± sign

When to use

Solving by taking square root

Discriminant = b² - 4ac

Meaning

Determines nature of roots

Watch out

0: two real, = 0: one real, < 0: no real solutions

When to use

Finding number and type of solutions

Important facts

  • Standard form: ax² + bx + c = 0
  • Zero Product Property: if ab = 0, then a = 0 or b = 0
  • Graph is a parabola
  • Vertex form: y = a(x - h)² + k
  • Sum of roots = -b/a, Product of roots = c/a

Key definitions

Quadratic Equation

Example

2x² - 5x + 3 = 0

Equation of form ax² + bx + c = 0 where a ≠ 0

Discriminant

Example

For x² - 4x + 4 = 0, discriminant = 0

Expression b² - 4ac that determines nature of roots

Completing the Square

Example

x² + 6x + 9 = (x + 3)²

Method to solve quadratic by making perfect square trinomial

Diagrams to know

  • Parabola graph showing vertex, axis of symmetry
  • Quadratic formula derivation steps
  • Discriminant decision tree

Reactions or equations

x² + 2hx + h² = (x + h)²

Note

Used in completing the square method

Conditions

Perfect square trinomial

Linear Equations and Systems

Formulas

y = mx + b

Meaning

m = slope, b = y-intercept

Watch out

Slope is rise over run: Δy/Δx

When to use

Slope-intercept form of line

m = (y₂ - y₁)/(x₂ - x₁)

Meaning

Slope between two points (x₁,y₁) and (x₂,y₂)

Watch out

Make sure x₂ ≠ x₁ to avoid division by zero

When to use

Finding slope from two points

y - y₁ = m(x - x₁)

Meaning

Point-slope form with point (x₁,y₁) and slope m

Watch out

Substitute the known values carefully

When to use

Writing equation when you know point and slope

Important facts

  • Elimination method: add/subtract equations to eliminate variable
  • Substitution method: solve one equation for variable, substitute
  • Parallel lines: same slope, different y-intercepts
  • Perpendicular lines: slopes are negative reciprocals
  • Horizontal line: slope = 0, Vertical line: undefined slope

Key definitions

Linear Equation

Example

3x + 2y = 6

Equation whose graph is a straight line (degree 1)

System of Equations

Example

2x + y = 5 and x - y = 1

Set of equations solved simultaneously

Parallel Lines

Example

y = 2x + 1 and y = 2x + 5

Lines with same slope, never intersect

Perpendicular Lines

Example

y = 2x and y = -½x

Lines whose slopes multiply to -1

Diagrams to know

  • Coordinate plane with quadrants
  • Slope visualization (rise over run)
  • System of equations solution graphs

Reactions or equations

Ax + By = C

Note

A and B cannot both be zero

Conditions

Standard form of linear equation

Must remember

  • Quadratic Formula: x = (-b ± √(b² - 4ac))/(2a)
  • Perfect Square: (a ± b)² = a² ± 2ab + b²
  • Difference of Squares: a² - b² = (a + b)(a - b)
  • Exponent Product Rule: aᵐ × aⁿ = aᵐ⁺ⁿ
  • Zero Exponent: a⁰ = 1 (a ≠ 0)
  • Negative Exponent: a⁻ⁿ = 1/aⁿ
  • Set Cardinality: |A ∪ B| = |A| + |B| - |A ∩ B|
  • Radical Product: √(ab) = √a × √b
  • Slope Formula: m = (y₂ - y₁)/(x₂ - x₁)
  • FOIL Method: (a + b)(c + d) = ac + ad + bc + bd

Last minute tips

  • In set problems, draw Venn diagrams to visualize - prevents counting errors
  • For quadratic equations, always check discriminant first to know how many real solutions exist
  • When simplifying radicals, look for perfect square factors first
  • Remember negative exponents create reciprocals, not negative numbers
  • In system of equations, substitution works best when one variable has coefficient 1

Comparison tables

Quadratic Solution Methods

MethodWhen to UseProsCons
FactoringWhen polynomial factors nicelyQuick and simpleOnly works for factorable equations
Square RootWhen in form x² = kVery fastLimited to specific forms
Completing SquareAny quadraticShows vertex formMore steps involved
Quadratic FormulaAny quadraticAlways worksRequires memorization

Exponent Rules Summary

RuleFormulaExample
Product Ruleaᵐ × aⁿ = aᵐ⁺ⁿ2³ × 2² = 2⁵
Quotient Ruleaᵐ ÷ aⁿ = aᵐ⁻ⁿ5⁴ ÷ 5² = 5²
Power Rule(aᵐ)ⁿ = aᵐⁿ(3²)³ = 3⁶
Zero Exponenta⁰ = 17⁰ = 1
Negative Exponenta⁻ⁿ = 1/aⁿ2⁻³ = 1/8

Diagrams

Algebra Core Concepts Overview

Complete overview of all major algebra topics covered in this chapter

Quadratic Equation Solution Strategy

Decision tree for choosing the best method to solve quadratic equations

Exponent Rules Application Guide

Step-by-step guide for applying exponent rules correctly

Algebra — Sets, Exponents, Radicals, Polynomials & Equations is chapter 3 of 9 in the Mathematics part of Super Tutor's UPCAT review. The University of the Philippines College Admission Test is given by University of the Philippines Office of Admissions; its dates, format and passing rules are on the UPCAT page. See the UPCAT guide.

Study Algebra — Sets, Exponents, Radicals, Polynomials & Equations in the Super Tutor app

Super Tutor's UPCAT review has every chapter in 11 study formats, practice quizzes at three difficulty levels and an AI tutor, plus full UPCAT mock exams. Start free — 5-day trial, no card.

Reviewing for another exam? Start free for: