Philippines Contribution & Benefit Tables 2026
Official 2026 SSS, PhilHealth, Pag-IBIG and GSIS contribution tables — how much comes out of your pay, what your employer adds, and what you get back — explained in plain language and sourced from the agencies themselves.
SSS Contribution Table 2026 — Employee & Employer Rates
The 2026 SSS contribution rate is 15% of your Monthly Salary Credit (5% employee, 10% employer). Full table for MSC ₱5,000–₱35,000, plus EC and the MySSS Pension Booster (WISP).
Read guidePhilHealth Contribution Table 2026 — 5% Premium Rate
The 2026 PhilHealth premium rate is 5% of monthly basic salary, split equally between employee and employer. Full table with the ₱10,000 floor and ₱100,000 ceiling (₱500–₱5,000).
Read guidePag-IBIG Contribution Table 2026 — Updated HDMF Rates
The 2026 Pag-IBIG contribution rate is 2%, with the Monthly Fund Salary capped at ₱10,000 — so the maximum employee deduction is ₱200, matched by ₱200 from the employer.
Read guideGSIS Contribution Table 2026 — Government Employee Rates
GSIS members contribute 9% of monthly salary; the government adds 12%, for a total of 21%. Full 2026 GSIS contribution table by salary, plus what the premium covers.
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