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MSU-SASE MathematicsAlgebra — Sets, Exponents, Radicals, Polynomials & EquationsCheat Sheet

Algebra — Sets, Exponents, Radicals, Polynomials & Equations cheat sheet for MSU-SASE aspirants. If you could only take one sheet of paper into your review session, this is what it would look like. Mindanao State University's most-tested concepts, all in one place.

Exam context

On the MSU-SASE 2026, the Mathematics subtest carries a "Core" weight in Mindanao State University's pattern. Algebra — Sets, Exponents, Radicals, Polynomials & Equations lands at position 3rd out of 9 in the standard review order. Target score is Competitive overall score, and roughly a meaningful share of items come from Mathematics on a typical MSU-SASE paper.

Algebra — Sets, Exponents, Radicals, Polynomials & Equations - Cheat sheet

Your last-minute revision companion for mastering algebra fundamentals. Every formula, rule, and concept you need for UPCAT success.

Sections

Formulas

Formula

|A ∪ B| = |A| + |B| - |A ∩ B|

Meaning

|A| = cardinality of set A, |B| = cardinality of set B, |A ∩ B| = cardinality of intersection

Watch Out

Don't forget to subtract intersection to avoid double counting

When To Use

Finding number of elements in union of two sets

Formula

|A'| = |U| - |A|

Meaning

|A'| = cardinality of complement of A, |U| = cardinality of universal set

Watch Out

Make sure you know what the universal set U contains

When To Use

Finding elements NOT in set A

Section Title

Set Theory Fundamentals

Important Facts

  • Empty set ∅ is subset of every set
  • A ∪ A' = U (universal set)
  • A ∩ A' = ∅ (empty set)
  • Number of subsets of set with n elements = 2ⁿ
  • Venn diagrams help visualize set operations

Key Definitions

Term

Set

Example

A = {1, 2, 3, 4}

Definition

Well-defined collection of distinct objects

Term

Subset

Example

{1, 2} ⊆ {1, 2, 3}

Definition

Set A is subset of B if every element of A is in B (A ⊆ B)

Term

Universal Set

Example

For integers: U = Z

Definition

Set containing all elements under consideration

Term

Complement

Example

If U = {1,2,3,4} and A = {1,2}, then A' = {3,4}

Definition

Elements in universal set but not in given set (A')

Diagrams To Know

  • Venn diagrams for 2 and 3 sets
  • Set notation symbols
  • Universal set representation

Reactions Or Equations

Note

Order doesn't matter in union

Equation

A ∪ B = B ∪ A (Commutative)

Conditions

For any sets A and B

Note

Intersection distributes over union

Equation

A ∩ (B ∪ C) = (A ∩ B) ∪ (A ∩ C)

Conditions

Distributive law

Formulas

Formula

aᵐ × aⁿ = aᵐ⁺ⁿ

Meaning

a = base, m and n = exponents

Watch Out

Bases must be identical - can't use with different bases

When To Use

Multiplying powers with same base

Formula

aᵐ ÷ aⁿ = aᵐ⁻ⁿ

Meaning

a ≠ 0, m and n = exponents

Watch Out

Subtract exponents, don't divide them

When To Use

Dividing powers with same base

Formula

(aᵐ)ⁿ = aᵐⁿ

Meaning

a = base, m and n = exponents

Watch Out

Multiply exponents, don't add them

When To Use

Taking power of a power

Formula

a⁻ⁿ = 1/aⁿ

Meaning

a ≠ 0, n = positive integer

Watch Out

Negative exponent creates reciprocal, not negative number

When To Use

Converting negative exponents

Formula

a⁰ = 1

Meaning

a ≠ 0

Watch Out

0⁰ is undefined

When To Use

Any non-zero number to power zero

Common Values

Value

1,024

Symbol

2¹⁰

Quantity

2¹⁰

Value

1,000

Symbol

10³

Quantity

10³

Section Title

Laws of Exponents

Important Facts

  • Product rule: add exponents when multiplying same bases
  • Quotient rule: subtract exponents when dividing same bases
  • Power rule: multiply exponents when raising power to power
  • Negative exponents create reciprocals
  • Zero exponent always equals 1 (except 0⁰)

Key Definitions

Term

Base

Example

In 5³, base is 5

Definition

Number being multiplied by itself

Term

Exponent

Example

In 5³, exponent is 3

Definition

Number indicating how many times base is used as factor

Term

Scientific Notation

Example

3,000 = 3 × 10³

Definition

Number written as a × 10ⁿ where 1 ≤ a < 10

Diagrams To Know

  • Exponent notation breakdown
  • Scientific notation place value chart

Reactions Or Equations

Note

Power of product equals product of powers

Equation

(ab)ⁿ = aⁿbⁿ

Conditions

For any real numbers a, b and integer n

Note

Power of quotient equals quotient of powers

Equation

(a/b)ⁿ = aⁿ/bⁿ

Conditions

b ≠ 0

Formulas

Formula

√(ab) = √a × √b

Meaning

a ≥ 0, b ≥ 0 for square roots

Watch Out

Only works for multiplication, NOT addition: √(a+b) ≠ √a + √b

When To Use

Simplifying radical products

Formula

√(a/b) = √a / √b

Meaning

a ≥ 0, b > 0 for square roots

Watch Out

Denominator cannot be zero

When To Use

Simplifying radical quotients

Formula

ⁿ√aᵐ = a^(m/n)

Meaning

n = index of root, m = exponent of radicand

Watch Out

Fractional exponent: numerator is power, denominator is root

When To Use

Converting between radical and exponential form

Formula

(√a)² = a

Meaning

a ≥ 0

Watch Out

Result is always non-negative

When To Use

Squaring a square root

Common Values

Value

≈ 1.414

Symbol

√2

Quantity

√2

Value

≈ 1.732

Symbol

√3

Quantity

√3

Value

≈ 2.236

Symbol

√5

Quantity

√5

Section Title

Radicals and Roots

Important Facts

  • √a² = |a| (absolute value for even roots)
  • Cube roots can be negative: ³√(-8) = -2
  • Perfect squares: 1, 4, 9, 16, 25, 36, 49, 64, 81, 100
  • Perfect cubes: 1, 8, 27, 64, 125
  • Cannot take even root of negative number in real numbers

Key Definitions

Term

Radical

Example

√25 = 5

Definition

Expression containing root symbol (√)

Term

Radicand

Example

In √16, radicand is 16

Definition

Number under the radical sign

Term

Index

Example

In ³√8, index is 3

Definition

Number indicating which root to take

Term

Rationalize

Example

1/√2 = √2/2

Definition

Eliminate radicals from denominator

Diagrams To Know

  • Radical notation parts (index, radicand, radical sign)
  • Perfect square and cube charts

Reactions Or Equations

Note

Square root times itself equals the radicand

Equation

√a × √a = a

Conditions

a ≥ 0

Note

Even roots always give non-negative results

Equation

ⁿ√a^n = a if n is odd, |a| if n is even

Conditions

For real numbers

Formulas

Formula

(a + b)² = a² + 2ab + b²

Meaning

a, b = any real numbers or expressions

Watch Out

Don't forget the middle term 2ab

When To Use

Squaring a binomial sum

Formula

(a - b)² = a² - 2ab + b²

Meaning

a, b = any real numbers or expressions

Watch Out

Middle term is negative: -2ab

When To Use

Squaring a binomial difference

Formula

(a + b)(a - b) = a² - b²

Meaning

a, b = any real numbers or expressions

Watch Out

Results in difference of squares only

When To Use

Multiplying sum and difference of same terms

Formula

a³ + b³ = (a + b)(a² - ab + b²)

Meaning

Sum of cubes factorization

Watch Out

Second factor has minus sign in middle

When To Use

Factoring sum of perfect cubes

Formula

a³ - b³ = (a - b)(a² + ab + b²)

Meaning

Difference of cubes factorization

Watch Out

Second factor has plus sign in middle

When To Use

Factoring difference of perfect cubes

Section Title

Polynomial Operations

Important Facts

  • Add/subtract polynomials by combining like terms
  • Multiply polynomials by distributing each term
  • FOIL method: First, Outer, Inner, Last for binomials
  • Degree of product = sum of degrees
  • Always arrange in descending order of powers

Key Definitions

Term

Polynomial

Example

3x² + 2x - 5

Definition

Expression with variables and coefficients using addition, subtraction, multiplication

Term

Degree

Example

Degree of 4x³ + 2x - 1 is 3

Definition

Highest power of variable in polynomial

Term

Leading Coefficient

Example

In 5x³ + 2x² + 1, leading coefficient is 5

Definition

Coefficient of term with highest degree

Term

Like Terms

Example

3x² and -7x² are like terms

Definition

Terms with same variables and same exponents

Diagrams To Know

  • FOIL method diagram
  • Polynomial addition/subtraction alignment
  • Factoring tree diagrams

Reactions Or Equations

Note

Use FOIL: First, Outer, Inner, Last

Equation

(ax + b)(cx + d) = acx² + (ad + bc)x + bd

Conditions

General form of binomial multiplication

Formulas

Formula

x = (-b ± √(b² - 4ac)) / (2a)

Meaning

For ax² + bx + c = 0, where a ≠ 0

Watch Out

Check discriminant b² - 4ac for number of real solutions

When To Use

Solving any quadratic equation

Formula

x² = k → x = ±√k

Meaning

k ≥ 0 for real solutions

Watch Out

Don't forget the ± sign

When To Use

Solving by taking square root

Formula

Discriminant = b² - 4ac

Meaning

Determines nature of roots

Watch Out

> 0: two real, = 0: one real, < 0: no real solutions

When To Use

Finding number and type of solutions

Section Title

Quadratic Equations

Important Facts

  • Standard form: ax² + bx + c = 0
  • Zero Product Property: if ab = 0, then a = 0 or b = 0
  • Graph is a parabola
  • Vertex form: y = a(x - h)² + k
  • Sum of roots = -b/a, Product of roots = c/a

Key Definitions

Term

Quadratic Equation

Example

2x² - 5x + 3 = 0

Definition

Equation of form ax² + bx + c = 0 where a ≠ 0

Term

Discriminant

Example

For x² - 4x + 4 = 0, discriminant = 0

Definition

Expression b² - 4ac that determines nature of roots

Term

Completing the Square

Example

x² + 6x + 9 = (x + 3)²

Definition

Method to solve quadratic by making perfect square trinomial

Diagrams To Know

  • Parabola graph showing vertex, axis of symmetry
  • Quadratic formula derivation steps
  • Discriminant decision tree

Reactions Or Equations

Note

Used in completing the square method

Equation

x² + 2hx + h² = (x + h)²

Conditions

Perfect square trinomial

Formulas

Formula

y = mx + b

Meaning

m = slope, b = y-intercept

Watch Out

Slope is rise over run: Δy/Δx

When To Use

Slope-intercept form of line

Formula

m = (y₂ - y₁)/(x₂ - x₁)

Meaning

Slope between two points (x₁,y₁) and (x₂,y₂)

Watch Out

Make sure x₂ ≠ x₁ to avoid division by zero

When To Use

Finding slope from two points

Formula

y - y₁ = m(x - x₁)

Meaning

Point-slope form with point (x₁,y₁) and slope m

Watch Out

Substitute the known values carefully

When To Use

Writing equation when you know point and slope

Section Title

Linear Equations and Systems

Important Facts

  • Elimination method: add/subtract equations to eliminate variable
  • Substitution method: solve one equation for variable, substitute
  • Parallel lines: same slope, different y-intercepts
  • Perpendicular lines: slopes are negative reciprocals
  • Horizontal line: slope = 0, Vertical line: undefined slope

Key Definitions

Term

Linear Equation

Example

3x + 2y = 6

Definition

Equation whose graph is a straight line (degree 1)

Term

System of Equations

Example

2x + y = 5 and x - y = 1

Definition

Set of equations solved simultaneously

Term

Parallel Lines

Example

y = 2x + 1 and y = 2x + 5

Definition

Lines with same slope, never intersect

Term

Perpendicular Lines

Example

y = 2x and y = -½x

Definition

Lines whose slopes multiply to -1

Diagrams To Know

  • Coordinate plane with quadrants
  • Slope visualization (rise over run)
  • System of equations solution graphs

Reactions Or Equations

Note

A and B cannot both be zero

Equation

Ax + By = C

Conditions

Standard form of linear equation

Must Remember

  • Quadratic Formula: x = (-b ± √(b² - 4ac))/(2a)
  • Perfect Square: (a ± b)² = a² ± 2ab + b²
  • Difference of Squares: a² - b² = (a + b)(a - b)
  • Exponent Product Rule: aᵐ × aⁿ = aᵐ⁺ⁿ
  • Zero Exponent: a⁰ = 1 (a ≠ 0)
  • Negative Exponent: a⁻ⁿ = 1/aⁿ
  • Set Cardinality: |A ∪ B| = |A| + |B| - |A ∩ B|
  • Radical Product: √(ab) = √a × √b
  • Slope Formula: m = (y₂ - y₁)/(x₂ - x₁)
  • FOIL Method: (a + b)(c + d) = ac + ad + bc + bd

Last Minute Tips

  • In set problems, draw Venn diagrams to visualize - prevents counting errors
  • For quadratic equations, always check discriminant first to know how many real solutions exist
  • When simplifying radicals, look for perfect square factors first
  • Remember negative exponents create reciprocals, not negative numbers
  • In system of equations, substitution works best when one variable has coefficient 1

Comparison Tables

Rows

Values

  • When polynomial factors nicely
  • Quick and simple
  • Only works for factorable equations

Property

Factoring

Values

  • When in form x² = k
  • Very fast
  • Limited to specific forms

Property

Square Root

Values

  • Any quadratic
  • Shows vertex form
  • More steps involved

Property

Completing Square

Values

  • Any quadratic
  • Always works
  • Requires memorization

Property

Quadratic Formula

Columns

  • Method
  • When to Use
  • Pros
  • Cons

Table Title

Quadratic Solution Methods

Rows

Values

  • aᵐ × aⁿ = aᵐ⁺ⁿ
  • 2³ × 2² = 2⁵

Property

Product Rule

Values

  • aᵐ ÷ aⁿ = aᵐ⁻ⁿ
  • 5⁴ ÷ 5² = 5²

Property

Quotient Rule

Values

  • (aᵐ)ⁿ = aᵐⁿ
  • (3²)³ = 3⁶

Property

Power Rule

Values

  • a⁰ = 1
  • 7⁰ = 1

Property

Zero Exponent

Values

  • a⁻ⁿ = 1/aⁿ
  • 2⁻³ = 1/8

Property

Negative Exponent

Columns

  • Rule
  • Formula
  • Example

Table Title

Exponent Rules Summary

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